Smart Credit.
Smarter You.
AI-driven insights, personalized offers, and smart tools
to help you build better credit.
Trust Badges and Partners
Bank-Level Security
256-bit encrypted
RBI Regulated
Fully compliant
Award Winning
Best Fintech App 2024
4.8 Star Rating
2M+ happy users
Trusted by leading banks
Everything You Need.
Powerful tools designed to help you understand, improve, and own your credit.
AI Credit Insights
Personalized recommendations powered by AI to improve your credit score.
Credit Monitoring
Real-time credit score monitoring with instant alerts for any changes.
Smart Offers
AI-matched credit card and loan offers based on your unique profile.
Score Simulator
See how financial decisions impact your score before you make them.
Card Management
All your credit cards in one place with smart spending insights.
Spending Analytics
Detailed spending breakdown with actionable insights and trends.
Smart Reminders
Never miss a payment with intelligent due date alerts.
Goal Tracking
Set financial goals and track progress with personalized milestones.
Bank-Grade Security
256-bit encryption and biometric authentication to protect your data.
Mobile First
Designed for the best experience on every device, everywhere.
Wide Coverage
Connect with 50+ banks and financial institutions across India.
24/7 Support
Round-the-clock support to help you with any queries.
READY TO TAKE CONTROL?
Start Free TrialLoved by 2 Million.
Real stories from real users who transformed their credit.
“Helped me improve my credit score by 100 points in just 3 months. The AI insights are incredibly accurate and actionable.”
“The best credit management app I've used. Personalized recommendations helped me get approved for my dream credit card.”
“Finally, an app that explains credit in simple terms. The score simulator is a game-changer for financial planning.”
“From 680 to 780 — 100 points up in 6 months. Smart reminders and insights made all the difference.”
“The security features give me complete peace of mind. Plus, customer support is truly exceptional.”
“Helped me optimize my credit utilization and secure a business loan at the best rates. Invaluable tool.”
Simple, Transparent.
Choose the plan that works for you — all include a 7-day free trial.
Free
Perfect for getting started
- Basic credit score tracking
- Monthly score updates
- Limited AI insights
- Basic credit monitoring
- Community support
Pro
Best for serious credit builders
- Everything in Free
- Real-time score updates
- Advanced AI insights
- Full credit monitoring
- Score simulator
- Smart offers matching
- Priority support
- Ad-free experience
Enterprise
For teams and businesses
- Everything in Pro
- Multi-user access
- API access
- Custom integrations
- Dedicated account manager
- White-label options
- Advanced analytics
- Custom reports
Download the App
Take Control Anywhere
Get the full MxCRED experience on your mobile device. Monitor your credit, receive alerts, and access insights on the go.
- Real-time credit score updates
- Instant payment reminders
- AI-powered insights on the go
- Secure biometric login
Ready to Transform
Your Credit Score?
Join over 2 million Indians building better credit with MxCRED. Start free — no credit card required.