Frequently Asked Questions

MxCRED is an AI-powered credit management platform that helps you understand, improve, and maintain your credit score. We provide personalized insights, real-time monitoring, and smart recommendations.

Simply sign up for a free account, connect your bank accounts or credit cards, and start monitoring your credit score. Our AI will analyze your profile and provide personalized recommendations.

MxCRED offers a free plan with basic features. We also have paid plans with advanced features like real-time updates, AI insights, and score simulator.

A credit score is a three-digit number that represents your creditworthiness. It ranges from 300 to 900, with higher scores indicating better credit health.

Credit scores are typically updated once a month. With our Pro plan, you get real-time updates whenever there are changes to your credit profile.

Our AI provides personalized recommendations, but generally: pay bills on time, keep credit utilization low, maintain a good mix of credit, and avoid too many credit applications.

Yes, we use bank-level 256-bit encryption and advanced security protocols to protect your data. We never share your personal information with third parties.

We work with all major credit bureaus in India including Equifax, Experian, and CRIF High Mark.

Yes, you can request to delete your account and all associated data at any time from your settings.

We accept all major credit cards, debit cards, UPI, and net banking.

Yes, you can cancel your subscription at any time. Your access will continue until the end of your billing period.

Yes, all paid plans come with a 7-day free trial. No credit card required to start.