01

Information We Collect

We collect information you provide directly to us, including:

  • Account information (name, email, phone number)
  • Financial information (bank accounts, credit cards)
  • Credit report data from credit bureaus
  • Usage data and interactions with our platform
02

How We Use Your Information

We use your information to:

  • Provide and improve our services
  • Monitor your credit score and send alerts
  • Offer personalized recommendations
  • Communicate with you about your account
  • Ensure security and prevent fraud
03

Data Security

We implement industry-standard security measures including:

  • 256-bit SSL encryption
  • Two-factor authentication
  • Regular security audits
  • Compliance with RBI guidelines
04

Sharing Your Information

We do not sell your personal information. We only share data with:

  • Credit bureaus (with your consent)
  • Financial institutions (for services)
  • Service providers (under strict confidentiality)
  • Legal authorities (when required by law)
05

Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Delete your account and data
  • Opt-out of marketing communications
  • Export your data
06

Cookies

We use cookies to improve your experience. You can manage cookie preferences in your browser settings. Essential cookies are required for the service to function properly, while analytics and marketing cookies can be opted out of at any time.

07

Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. When your data is no longer needed, it is securely deleted or anonymized.

08

Contact Us

For privacy-related questions, contact us at:

privacy@mxcred.com

Your privacy matters to us. If you have any concerns, do not hesitate to reach out.